Terms of Use
This web site (the "Site"), and all information provided by MyDreamSavings or its affiliates (collectively, "Mydreamsavings.com") through this Site (collectively, the "Services"), are offered to you on the condition that you accept without modification the following terms, conditions and notices. Your use of this Site, the Services or of any information provided by MyDreamSavings as a result of your use of this Site constitutes your agreement to all of the following terms, conditions and notices. In order to access this Site and the Services, you must agree to these Terms of Use. Please read these Terms of Use carefully.

MyDreamSavings has established the following Terms of Use to outline the rights and responsibilities of users of our Site and the Services. Our policies are designed to ensure that all users have a safe and productive experience. MyDreamSavings may update and change these Terms of Use from time to time without notice to you. You are responsible for periodically reviewing these Terms of Use to make sure you are still in agreement to abide by them. By using or accessing the Site or the Services or engaging in any of the activities described in these Terms of Use after changes have been made to the Site, Services or these Terms of Use, you are agreeing to accept those changes.

Authority
You agree that you have the legal right and ability to agree to these Terms of Use and that you will use the Site and the Services in a manner consistent with these Terms of Use

Your Conduct
You agree to use the Site and the Services only for lawful purposes. MyDreamSavings reserves the right to prohibit access to those individuals whom MyDreamSavings determines are restricting or inhibiting any other user from using or enjoying the Site, or whose conduct would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or international law or regulation. Please note that unauthorized entry (commonly referred to as hacking) into any portion of the Services or the Site may constitute a crime under state or federal law. MyDreamSavings will prosecute these violations to the fullest extent permitted by law.

Changes; Terminations
MyDreamSavings and its suppliers or vendors may change or modify the Site or Services at any time without notice to you. MyDreamSavings, in its sole discretion, reserves the right to terminate your use of this Site or the Services at any time and without notice to you.

E-mail Communications
MyDreamSavings, through the Services, may contact you by e-mail to: respond to any questions you may send us, send you e-mail communications about information we think you will find useful--including announcements about new products and services at the Site, or communicate other information as necessary to administer the Site and its Services.

PLEASE NOTE THAT WHEN YOU CONTACT US BY E-MAIL, SUCH COMMUNICATION MAY NOT BE ENTIRELY SECURE BECAUSE IT TRAVELS OVER UNSECURE COMMUNICATION LINES. AS A RESULT, YOU SHOULD NOT PROVIDE US WITH CONFIDENTIAL OR PERSONAL INFORMATION VIA E-MAIL.

Protecting Your Information
MyDreamSavings is not responsible for the security of your internet access services provider; you should review the security and privacy policies of your internet access services provider carefully. Moreover, if others have access to your computer, handheld device, or your user ID and password, they may be able to access information you have retrieved from the Services. MyDreamSavings is not responsible for the security or privacy of information communicated to or from such a computer. Finally, you should keep any correspondence you receive relating to the Services (including, but not limited to, your user ID, passwords, other registration information, e-mails, order information, or any other information) confidential and in a safe place.

Links to Other Web Sites
The Site or the Services may occasionally provide links to other web sites that we think might be of interest to our users. Inclusion of these links is not intended to reflect the importance of these other sites or to endorse any of the views expressed in, or products or services offered by these other sites.

Please note that when you click on one of these links, you may be moving to another company's web site. MyDreamSavings cannot control the activities of any such company. We encourage you to read the terms of use and privacy statements of these linked sites as their policies may differ from ours. You access and use these and any other sites, including the information, services, products, materials or any other resources contained on them, solely at your own risk.

MyDreamSavings CANNOT AND WILL NOT ASSUME ANY LIABILITY FOR UNAUTHORIZED OR FRAUDULENT USE OF THIS SITE OR THE SERVICES.

You acknowledge and agree that the limitations set forth above are fundamental elements of your agreement with MyDreamSavings and the Site and the Services would not be provided to you without such limitations.

THE INFORMATION PROVIDED IN THIS SITE OR THE SERVICES DOES NOT CONSTITUTE FINANCIAL, LEGAL OR MEDICAL ADVICE. MYDREAMSAVINGS MAKES NO REPRESENTATION REGARDING THE ACCURACY OR IMPORTANCE OF ANY INFORMATION REFERENCED HEREIN. INFORMATION RECEIVED VIA THIS SITE, THE SERVICES OR ANY NEWSLETTER SHOULD NOT BE RELIED UPON FOR PERSONAL, MEDICAL, LEGAL OR FINANCIAL DECISIONS AND YOU SHOULD CONSULT AN APPROPRIATE PROFESSIONAL FOR SPECIFIC ADVICE TAILORED TO YOUR SITUATION.

Medical and pharmaceutical information on this site is provided for educational purposes only and is not intended as a substitute for professional medical advice. This site does not address all possible uses, actions, precautions, side effects, or interactions of drugs, nor does it provide comprehensive information concerning any particular disease or medical condition. MyDreamSavings recommends that all individuals consult with a physician before following the recommendations of any content provided on this site. If you have any questions about the risks or benefits of taking a particular drug or about a specific health condition, you should consult a physician. You should never disregard, avoid or delay obtaining medical advice from a licensed practitioner because of something that was read on this Site.

Your use of this Site and the Services is also subject to all additional disclaimers and caveats that may appear throughout the Site or Services.

Indemnification
You agree to indemnify and hold MyDreamSavings and its information providers harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of content you submit, post to or transmit to MyDreamSavings through the Services, your use of the Site or the Services, your connection to the Site, your violation of the Terms of Use, or your violation of any rights of another user.

Severability
If a court determines that any one Term of Use is illegal or unenforceable, then such term will be eliminated and the remaining Terms of Use will remain in force and effect.

Survival
In the event of termination of your use of this Site or the Services, the limitations on liability, disclaimers, and copyright and trademark provisions shall survive.